60 Million unique ID numbers are just floating on the internet in the largest data breach that we’ve experienced in South Africa. The source was traced to a private company in Pretoria and while this is not a hack or scam, it still raised concerns over cyber crimes. How well are you protected and do you have insurance to cover you if you fall victim to cyber fraud?
I have heard truly shocking stories. A friend recently lost a sizeable amount by transferring the deposit for her property to a fraudulent account. It turns out that the property lawyer’s account was hacked and the hackers sent instructions to pay a deposit into their account to a few clients.
Everything looked legitimate – theses people are clever and you’ll never suspect a thing until its too late. There is no way to claim for your loss and the police investigation is still ongoing.
I found these tips to protect your details from scammers via itnewsafrica.com
1. Constantly update passwords and login details
By changing your login details, at least once or twice a month, you can cut down your chances of being a target of cybercrime.
2. A secure computer will deter cyber criminals
Always be sure to activate your firewall settings. Furthermore, installing anti-virus and anti-spyware software will protect your computer from various forms of malware, viruses, Trojan horses and other malicious software used to obtain your personal details.
3. Be social media savvy
Make sure your social networking profiles (e.g. Facebook, Twitter, YouTube, MSN, etc.) are set to private.
4. Secure mobile devices
Activate the built-in security features you can avoid any access to personal details. Never store passwords, pin numbers and even your own address on any mobile device.
5. Protect your Data
Use encryption for your most sensitive files such as tax returns or financial records, make regular back-ups of all your important data and store it in a different location.
6. Be aware of what you do while using public Wi-Fi Hotspots
While these access points are convenient, they are far from secure. Avoid conducting financial or corporate transactions on these networks.
7. Protect your e-identity
Be cautious when giving out personal information such as your name, address, phone number or financial information on the Internet. Make sure that websites are secure (e.g. when making online purchases) or that you’ve enabled privacy settings (e.g. when accessing/using social networking sites).
8. Avoid being scammed
Always think before you click on a link or file of unknown origin. Never reply to emails that ask you to verify your information or confirm your user ID or password.
Have a look at https://haveibeenpwned.com/ to see if you’ve been comprised. For some fun, have a look at the King Price Insurance Cybersure game that aims to drive awareness around cyber attacks. You can even win Bitcoins! Check out www.cybersure.co.za